01
Tell us about
your payday
Add your salary, payday and money available now.
Your month, on your terms.YOUR FREE BUDGETING APP
Your money.
A little lighter.
Meet PennyPlay, your free budgeting app for South Africa—with Randy in your corner. Know what you can safely spend today, plan your bills and make room for savings.
A clear daily numberRandy in your corner
One simple question. A calmer answer.
“How much can I safely spend today
without running out before payday?”
HOW PENNYPLAY WORKS
A clearer day starts
with a simple plan.
Tell us about
02
Give every rand
a role
Organise your money into bills, everyday spending, enjoyment and savings.
A little structure goes a long way.03
See what’s safe
to spend
Log expenses and let your daily number update as life happens.
Clarity for the day ahead.
In your corner · Example budgetMEET YOUR BUDGETING COMPANION
A little friend.
A little more
confidence.
Randy brings a friendly face to your money routine. He celebrates your progress, responds to your budget and offers encouraging messages when things feel tight.
No guilt. No lectures.
Just a clearer next step.
A supportive budgeting companion—not a live chat assistant, bank adviser or investment adviser.
A little progress. A little personality.
Unlock new looks as you build your budgeting routine.
Classic Randy
Your companion from day one
Cap on. Keep going.
Unlock through progress
Find your rhythm.
Unlock through progressA fresh look, the same Randy. Cosmetic rewards never change your real budget numbers.
FOUR SIMPLE BUCKETS
Every rand has a role.
A place for what matters now. And what matters next.
Committed
Money set aside for bills and must-pays.
The essentials, accounted for.Living
Groceries, transport and everyday essentials.
For the everyday.Play
Space for the things you enjoy.
A little room for you.Stash
Savings and a buffer for future you.
Looking after tomorrow.
01 of 4: Committed
THE LITTLE THINGS, TAKEN CARE OF
Less admin. More clarity.
A simple plan. Easy updates. Room to grow.
Know what’s yours
to spend today.
Bills and savings set aside. Payday considered.
Safe to spend todayExample budget
R 284,50
11 days to payday
Log it. Done.
Add or delete expenses. Your balances update.
Your month, sorted.
Salary, payday, buckets and bills—all in one plan.
See your progress.
Spending insights, recent activity and Randy rewards.
Keep it close.
Your saved account, PDF exports and home-screen access.
What works offline?
Previously loaded budget information and supported changes can be available offline. Signing in and syncing require an internet connection.
READY WHEN YOU ARE
Your money companion,
wherever life happens.
At the shops. On your commute. Between one thing and the next. Keep your plan close, without making it your whole day.
- Easy navigation, one clear view
- Quick updates as you spend
- Add to your phone’s home screen
LET’S MAKE ROOM FOR LIVING
A fresh day.
A clearer number.
Make room for today, plan for payday and grow a little more confident with Randy in your corner.
